70% of all health-care costs are the direct result of behavior. The second insight, which is well understood by the providers of health care, is that 74% of all costs are confined to four chronic conditions (cardiovascular disease, cancer, diabetes and obesity). Furthermore, 80% of cardiovascular disease and diabetes is preventable, 60% of cancers are preventable, and more than 90% of obesity is preventable.
So why don’t insurance companies offer people who maintain good behavior and take steps towards preventing those diseases discounts from the SOARING RATES?!!!! Would work as an incentive too… Seems like common sense to me. Just sayin’.